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Tuesday, July 15, 2008

 

Connecticut SR-22 Car Insurance - How to Find SR-22 Auto Insurance in Connecticut

This article will show you how to find SR-22 auto insurance in Connecticut, first by explaining exactly what it is, and then by giving a few options to obtaining it. More often than not, citizens aren't aware of this DMV required certificate until they open the letter that mandates that they acquire an SR22. Whether you're in CT or not, understanding the SR22 auto insurance requirements and how to find it can be helpful.

What Is SR22 Insurance?

SR-22 insurance, otherwise referred to as a certificate of financial responsibility, is required by the DMV to prove that you have insurance on your vehicle/vehicles. This may be required for a number of reasons, such as a DUI, a large number of tickets or accidents in a short time frame, or even if a death is involved in an accident that you caused.

The SR-22 for Connecticut can be obtained simply by contacting your current insurance provider and having them submit it for you to the DMV. Typically there will be a small filing fee associated with it. The SR-22 usually is required for a three year timeframe, but will vary depending on the severity of the occurrence.

How To Find SR22 Auto Insurance In CT

The easiest way to obtain this certificate of financial responsibility is just to contact your current auto insurance provider to have them file this for you. It is typically a quick process, as well as the honest way to get this done. As the SR-22 is typically required for a three year period, your insurance company will most likely find out about the occurrence that required this certificate.

There are other services out there that claim they will file this "discreetly" and without your insurance company knowing. However, these policies don't include actual auto insurance, they just file the SR-22 for you. Worst case scenario, the DMV figures out that the company filing your SR-22 doesn't match your auto insurance company on file, complete with additional fines.

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