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Monday, October 15, 2007
Cheap Car Insurance - Proven Ways To Lower Your Teen's Rates
Getting cheap car insurance for a teen driver seems to many a dream they'll never realize. They just bear it until their kids get past the age. However, your teen's auto insurance rate is not like the weather. You can do something about it. Here are 7 proven ways to help your teen get cheap car insurance.
1. Cheap Car Insurance -- KEEP THEIR MILEAGE DOWN...Take advantage of the mass transit system whenever you can. The more time you spend behind wheels the greater your risk to the auto insurance provider.
2. Cheap Car Insurance -- ENCOURAGE THEM TO GET GOOD GRADES...Encourage your teen to take his or her studies seriously as that results in cheaper car insurance rates. The belief is that students who are committed to their studies are usually more stable.
3. Make sure you buy a car that is equipped with safety gadgets. Because they will make them and their car safer they are considered better risks by insurance companies. They will get you lower rates.
4. Cheap Car Insurance -- LET THEM USE SMALLER INEXPENSIVE CARS...Buy a smaller car for your teen. Don't buy sports cars and vehicles that are generally expensive to insure. If you're UNsure, check on an insurance quotes site. But a general rule is: Big cars, special cars, sports cars, vehicles with a bad record of theft will cost you more to insure. Sports cars are usually costly to insure.
5. Cheap Car Insurance -- LET THEM TAKE COURSES IN DEFENSIVE DRIVING...Encourage them to take lessons in defensive driving. Above making them better drivers, they'll get cheaper auto insurance.
6. Cheap Car Insurance -- RAISE THEIR DEDUCTIBLE...Increase their deductible. A higher deductible reduces your teen's auto insurance rates. But be aware that they would have to pay that sum before the insurance company pays out anything if they ever file a claim.
7. Cheap Car Insurance -- Get QUOTES...You can get savings of over $2,000 on your teen's auto insurance policy by obtaining and comparing quotes. You'll make savings if you go to only one quotes site. But, you'll get more by using at least three. This is because insurance companies not covered by one site would be covered by another. And since your chances of receiving lower teen auto insurance quotes is related to the number of quotes you receive, the more companies you obtain quotes from, the higher your chances.
1. Cheap Car Insurance -- KEEP THEIR MILEAGE DOWN...Take advantage of the mass transit system whenever you can. The more time you spend behind wheels the greater your risk to the auto insurance provider.
2. Cheap Car Insurance -- ENCOURAGE THEM TO GET GOOD GRADES...Encourage your teen to take his or her studies seriously as that results in cheaper car insurance rates. The belief is that students who are committed to their studies are usually more stable.
3. Make sure you buy a car that is equipped with safety gadgets. Because they will make them and their car safer they are considered better risks by insurance companies. They will get you lower rates.
4. Cheap Car Insurance -- LET THEM USE SMALLER INEXPENSIVE CARS...Buy a smaller car for your teen. Don't buy sports cars and vehicles that are generally expensive to insure. If you're UNsure, check on an insurance quotes site. But a general rule is: Big cars, special cars, sports cars, vehicles with a bad record of theft will cost you more to insure. Sports cars are usually costly to insure.
5. Cheap Car Insurance -- LET THEM TAKE COURSES IN DEFENSIVE DRIVING...Encourage them to take lessons in defensive driving. Above making them better drivers, they'll get cheaper auto insurance.
6. Cheap Car Insurance -- RAISE THEIR DEDUCTIBLE...Increase their deductible. A higher deductible reduces your teen's auto insurance rates. But be aware that they would have to pay that sum before the insurance company pays out anything if they ever file a claim.
7. Cheap Car Insurance -- Get QUOTES...You can get savings of over $2,000 on your teen's auto insurance policy by obtaining and comparing quotes. You'll make savings if you go to only one quotes site. But, you'll get more by using at least three. This is because insurance companies not covered by one site would be covered by another. And since your chances of receiving lower teen auto insurance quotes is related to the number of quotes you receive, the more companies you obtain quotes from, the higher your chances.
# posted by gopi @ 10:54 PM 
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