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Wednesday, September 26, 2007
Does Car Warranty Insurance Make Sense?
When you buy a car and it is new it usually comes with car warranty insurance. Most cars will come with at least 3 years or 36,000 miles of protection for the car. This is based on the fact that the manufacturer feels that a brand new car will not have any mechanical problems within that time period and if it does than it probably was caused by production of the car. After the initial warranty is up you must make a decision if you want to add an extended warranty or if you want to take your chances and pay for any repairs or break downs that may occur.
A car warranty insurance policy can protect you from potential breakdowns when your car starts to show signs of wear and tear. If you follow the manufacturers suggested maintenance schedule you can lessen the chances that your car will experience mechanical problems and issues. But this is no guarantee that you will not have to come out of pocket to pay for repairs.
When you are considering getting a quote for car warranty insurance than one of the biggest factors will be how much potential for the major parts breaking down. If you only have small breakdowns and repairs than the cost of a warranty may not make sense but if you experience loss of the motor or transmission this can be a significant cost, if you are not prepared for the cost of major breakdowns than it can be a shock to your financial situation. Getting a car warranty insurance will protect you from unexpected cost associated with mechanical breakdowns for you car.
If your car is past the original warranty you can still get car warranty insurance for you car. You want to make sure you get several quotes and compare the coverage's so that you know what will be included. A third party warranty company can save you a lot of money over getting an extended warranty from the manufacturer. But you should get a quote from the original manufacturer and several from third party companies to compare the pricing and coverage to make sure you are getting the best price.
A car warranty insurance policy can protect you from potential breakdowns when your car starts to show signs of wear and tear. If you follow the manufacturers suggested maintenance schedule you can lessen the chances that your car will experience mechanical problems and issues. But this is no guarantee that you will not have to come out of pocket to pay for repairs.
When you are considering getting a quote for car warranty insurance than one of the biggest factors will be how much potential for the major parts breaking down. If you only have small breakdowns and repairs than the cost of a warranty may not make sense but if you experience loss of the motor or transmission this can be a significant cost, if you are not prepared for the cost of major breakdowns than it can be a shock to your financial situation. Getting a car warranty insurance will protect you from unexpected cost associated with mechanical breakdowns for you car.
If your car is past the original warranty you can still get car warranty insurance for you car. You want to make sure you get several quotes and compare the coverage's so that you know what will be included. A third party warranty company can save you a lot of money over getting an extended warranty from the manufacturer. But you should get a quote from the original manufacturer and several from third party companies to compare the pricing and coverage to make sure you are getting the best price.
# posted by gopi @ 10:02 PM 
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