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Wednesday, September 26, 2007

 

Auto Insurance Quote - Frequently Asked Questions

Auto Insurance quote related information are strange to many car drivers and owners. Many don't really understand how to get the insured and their investment (car) insured, and many that do understand pays unnecessarily high charges. This page answers relevant questions on car insurance quote it's a real value to all vehicle drivers.
What Is Auto Insurance:
It is the insurance coverage for damages done to your car as a result of accident depending on your type of coverage, your insurance company may pay replacement cost of new car; some make, same model, same equipment. All the terms will be stated in your auto insurance quote.
How Does Auto Insurance Benefits Me:
By making you capable of covering loses and replacing your damaged vehicle in the course of accident without stress. Since accident is unpredictable, when you buy auto insurance, you are practically saving for the raining day.
What Does It Cover:
An auto insurance policy covers a lot of areas ranging from; liability, bodily injury, uninsured motorist coverage personal injury coverage, medical coverage, collision, comprehensive, etc.You are to choose what you want your policy to cover. On this your auto insurance quote will be based.
How Will I Be Charged:
Your insurance company will charge you based upon some set risk factors which include; the type of car you drive, your age, where you live, mileage, accident record etc.The higher the risk the
I Have Record Of Accident, What Can I Do:
Accident is a risk that insurance companies want to avoid, because that is when you can make claim. To free yourself from the hook, take an advanced driving course to prove to them that you have acquired skills and ability to drive safely, give yourself a few years of driving to prove to them that you now have a clean record.
How Can I Register:
Look around for value-driven insurance companies and compare their charges, discount, and other things that they offer.The best place to do this is on the internet, where you have access to many companies for comparison. Pick the one that will work for you, fill their forms, submit it, and get your auto insurance quote.
How Can I Get A Discount:
By doing those things that will make you a less risk, like multiple policy, Defensive driver course, increasing deductibles, driving a lower rated car, etc.
What Are Premium, And Deductible:A premium is the charges you are to pay monthly to your insurance company as stated in your car insurance quote, to show that you are committed to the policy. A deductible is the amount you agreed to pay when making claim, before your insurance company come in to cover the damage. The more your deductibles, the less your charges.

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