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It is so important that all motorists have auto insurance. Most people are always looking for the cheapest insurance they can get and this causes them to jump from one insurance company to another. As most insurance companies are competing with each other they tend to discount their premiums or give the consumer added gimmicks when they take out a policy with them.
It is not always a good idea to run after the cheapest premium but it is better to stick to an established company that will still be there a couple of years from now. You would not like to find that the company you are insured with has vanished over night when you want to put in a claim for damages. If you do not claim from your policy for a certain amount of years you will be eligible for a no claim bonus.
If you do want to save money on premiums you can rather raise your deductibles. If you do this your insurance rate will drop and it will help you save quite a bit of money over the years. You could take specialized driving courses or have special anti theft alarms installed in your vehicle. When you car gets old there is no sense in keeping up insurance on a car that is not worth much so reduce the coverage. Try to rather not drive a car that is a high profile vehicle for thieves. It is very expensive to insure them. The less common cars are more likely to be stolen. These methods will also earn you a discount from the insurance company.