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Are you already getting discount car insurance or are you looking for it? Check out this list of typical discounts for car insurance that can save you money, and make sure you're getting what you deserve.
Of course the best way to make sure you're getting low cost car insurance is to get comparison quotes. This is because car insurance rates can vary quite a bit from one company to the next. Then, you want to make sure you're taking advantage of all available discounts. In fact, that's one way to compare and find the best deal is to look at the coverages you're getting, the rate and the discounts.
Typical car insurance discounts are:
Multi-policy -- Discount for having another insurance policy with the same company. This is common when you have your home owner insurance and car insurance together.
Multi-vehicle -- Discount for insuring more than one vehicle.
Defensive Driving -- Discount for taking a defensive driving course.
Driver Training -- Discount for taking a driver training course, particularly for young drivers.
Anti-theft -- Discount for having certain types of anti-theft devices on your car.
Anti-lock Brakes -- Discount for having an Anti-lock Brake System in your vehicle.
Accident-free -- Discount for not having an accident for several years. We're starting to see this discount promoted more by car insurance companies.
Good Student -- Discount for teen drivers and young drivers for getting good school grades.
Low Mileage -- Discount for driving a lower number of miles than average.
Age -- Discount for drivers over age 50-55.
Keep in mind that some of these discounts may not be available where you live. Be sure to check with your current auto insurance company to make sure you are getting all of the discounts you can. If you're shopping for a car insurance quote, ask each agent or company that provides a quote about the discounts available.